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Welcome to Canada’s Largest Bank-Owned Loyalty Program

The OUB Rewards program is all about you. We offer the most ways to earn, save, and be rewarded with things you actually want, when you want them.

As a program member, you have access to amazing value and exclusive member experiences that are only available through the OUB Rewards program.

Not an OUB Rewards member?
Apply for an OUB Rewards credit card today and become a member on approval.

Credit Cards
Credit Cards

Ways to Earn OUB Rewards Points

You’ll find more ways than ever to earn points. From everyday purchases made with your OUB Rewards credit card to great offers from top brands. Here’s how you can earn points every day.

OUB Rewards
Credit Cards

  • Start earning, get perks, have access to exclusive experiences, events and much more
  • Choose from 9 OUB Rewards credit cards and get travel perks, fuel savings and more1
  • Earn points faster with everyday purchases like gas and travel using select cards1

Shop more. Save more. Earn more.

  • Access special offers and savings with Canada’s well-known brands
  • Get bonus OUB Rewards points on eligible purchases you make with an OUB Rewards credit card1
  • Get great savings on eligible purchases using select OUB credit and debit cards1

Earn Faster with
our Partners

  • Link your OUB & Petro-Points cards to save 3 cents per litre instantly* plus earn 20% more points1
  • Travel in style and earn bonus OUB Rewards points when you book with CWT and Thrifty1

Use Your OUB Rewards Points

When it comes to using your points, your options are nearly endless. From travelling the world to redeeming for your favourite brands, the OUB Rewards program offers something for everyone.

See the world

From weekend retreats to bucket-list experiences, it’s easier than ever to get there with your OUB Rewards points.



Flight + Hotel

Car Rental

Vacation Packages


Learn more about Travel

Check out these videos to see how easy it is to book a flight with points

Take Your Points Shopping

Whether it’s the latest tech or must-have kitchen gadgets, discover a world of rewards that you deserve.


Get exclusive access to the latest Apple products the moment they hit the market1

Best Buy
Best Buy

Shop everything Best Buy has to offer, plus enjoy exclusive features such as Reserve Online and pick up in store, free shipping, and more1


Bring home the latest Top Brands in Electronics, Accessories, Kitchen and more.

Gift Cards
Gift Cards

Shop over 60 leading gift card brands like Amazon, Petro-Canada, Winners, Starbucks, The Keg and Indigo.

OUB Financial Rewards®

Use your OUB Rewards points to save for retirement, contribute to your investments or children’s education fund, or pay down your loans:

  • OUB Registered Rewards®
  • OUB Homeline Plan Reward™
  • OUB Mortgage Reward™
  • OUB Credit Line Reward™
  • OUB Personal Loan Reward™
  • Trade with Points™

Pay With Points

You can use your OUB Rewards points as cash!

Pay your Credit Card Balance

Pay down your balance with points1.

Pay Credit Card Balance
Pay In-Store

Use your points at your favourite retailers1 for select transactions1, plus discover great promotions.

How to Pay in Store
Pay your Bills

Use your points to pay your bills1.

Pay Bills

Not all OUB Rewards cards are eligible for these services. For details, please refer to the OUB Rewards Terms and Conditions

Convert OUB Rewards Points

Convert your OUB Rewards points to a wide variety of partner loyalty programs that we designate from time to time1.

American Airlines

American Airlines

Asia Miles

Asia Miles

ritish Airways

British Airways



HBC Rewards

HBC Rewards

Donate Your Points to Charity

Help others by donating your OUB Rewards points to great charities like these:

Ronald McDonald House

Ronald McDonald House

Hope Air

Hope Air

Own the Podium<

Own the Podium

The David Foster Foundation

The David Foster Foundation

Access Your OUB Rewards Points

It’s easy to track and use your points online or in OUB’s mobile apps.

Woman with phone
How to use points on desktop
How to redeem points on desktop video thumbnail
How to use points on mobile
How to redeem points on mobile video thumbnail

Download the OUB Rewards App

  • Download the app for Android

    Google Play
  • Download the app for iOS

    Apple Store

Check out these videos to see how easy how it is to book a flight with points

For more information contact us

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What’s New

Check out the latest news, offers and discounts from your favourite brands.

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Terms and conditions apply.